Have Your Tenant Pay for Your Child’s College Education!

Did you realize that if your purchase a rental property while your child is young, you will have a property to sell in 15 years (using a 15 year mortgage) that will pay for their college education….

and it didn’t cost you anything!

Here is the equity created in a $125,000 rental property with a 10% down payment with NO CONSIDERATION for the property appreciating!

            Equity today (down payment)                         $12,500

            Equity in 5 years                                                      $52,054

            Equity in 10 years                                                   $84,311

            Equity in 15 years                                                   $125,000

Let me help you find the right kind of property to meet your financial needs. Taking the first step is scary, but I can show you how numerous people have added a property to their portfolio each year, how the properties are managed, pitfalls to avoid and vendors you can depend on!

www.TexomaHomeSource.com

940.224.0881

Ashton Gustafson

The Bishop Realtor Group

The University Kiwanis will be holding their annual Pancake Festival on January 26 @ the Wichita Falls MPEC. This is a great event for the entire family to attend.

There are several ways to reduce your energy useage that are easy and don’t take a lot of time or money.  By taking steps to save energy you will also be saving money. The less you use, the less you spend! Here are some simple tips to get you started.

• Be sure to fix any defective plumbing or leaks. A single dripping hot water faucet can waste 212 gallons of water a month and not only raise your water bill but your energy bill as well.
• Use glass and ceramic dishes to cook with, not only do they hold heat better, they can lower the oven temperature by 25 degrees!
• Whenever possible, try to cook and heat your food in the microwave instead of a full sized oven. A microwave only uses 20 percent of the energy required by a conventional oven.
• Check the lint trap on your dryer regularly, it will help the warm air circulate better and dry your clothes faster.
• Consider changing your lighbulbs to the new screw in fluorescent bulbs.  They last six times longer than regular bulbs, a 20 watt fluorescent bulb is equivalent to a 60 watt regular bulb.
• Shut down your computer when you are not using it, or at least keep your computer and its monitor in sleep mode rather than leaving them on around the clock. According to the EPA, you can use 80 percent less electricity, which over the course of a year could have the effect of cutting CO2 emissions by up to 1,250 pounds.
• Run the washer (and dishwasher) only when you have a full load to save energy and water.
• Try to use the cold water setting on your washing machine rather than the warm and hot. 90% of the energy used when doing a load of laundry is actually spent heating the water.

These easy to follow tips will help to get you started in saving energy  and not only will you notice a difference in your monthly bill but you will working to help the environment. For more information on other ideas you can use to save energy visit the US Department of Energy’s website and learn more today!

Ashton is proud to announce the launching of Lake Wellington's first website, www.LakeWellingtonHomes.com . If you are looking for a home in Lake Wellington, simply go to this site and email Ashton with the criteria that you are looking for. The available homes will be emailed to within 24 hours.

Ashton continues to seek a "modern approach to real estate" for his clients and the community.

If you have any other questions concerning your next move or the market, feel free to email ashton @ ashton@bishoprealtors.com or call at 940.224.0881

www.TexomaListings.com - For Buyers

www.TexomaHomeValue.com - For Sellers

Are you currently facing the possibilities of foreclosure in Wichita Falls, TX?

If so, you are not the only one. We have launched a new site to help serve those that have hit hard times and are looking for a way out.

There are countless hardships that can turn home ownership from a joy into a burden.  The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable.  But ignoring the bills will not make them go away, it will only make things worse.

If you need help, there are approaches that can help, but you may not be familiar with them.  One of these is a "short sale."

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt.  A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure.  And typically, a short sale does far less damage to the homeowner's credit than a foreclosure does.

Please go to www.TexomaForeclosure.com - SAFE - FREE - SECURE

For more information on foreclosure prevention, call Ashton Gustafson of The Bishop Realtor Group at 940.224.0881 or ashton@bishoprealtors.com

Ashton Gustafson of The Bishop Realtor Group is proud to announce the launching of www.CanyonTrailsHomes.com . If you or anyone you know is looking for a home in the Canyon Trails addition of Wichita Falls, see www.CanyonTrailsHomes.com .

Ashton continues to lead the Wichita Falls Real Estate market in a modern approach with technology.

www.TexomaListings.com - For Buyers

www.TexomaHomeValue.com - For Sellers

Moving can be extremely stressful especially if you have children. It is important to be aware of the things that may be a concern to your children when making a move.

A few areas of concern for children when making a move may include:

• Preschool children tend to worry about being left behind or separated from their parents.
• Kids aged 6 to 12 can be concerned with how their daily routines will be affected.
• Teenagers are concerned primarily with fitting in and having their social life disrupted.

A way to ease these concerns may include:

• Communicating with your child about what the new house will be like.
• Take them on a visit of the new home and neighborhood (if possible)
• If you can, visit the school with your child and meet some of the teachers.

Involving your children in the move can help make the transition easier. Your kids can be a great help to you and the move if you involve them such things as:

• Packing some of their own special belongings, and decorate the box with stickers and markers.
• Make plans together on how to decorate their new room.

There is a lot to consider during a move and by involving your children you just may relieve the stress your children are feeling, reduce your own stress and be able to focus more on other aspects of your move!

Planning on moving to Wichita Falls? Go to www.TexomaListings.com for every home within your criteria as they come on the market.

If you would like a relocation packet for Sheppard Air Force Base or Wichita Falls, please call me at 940.224.0881.

SAFB to get huge personnel influx

Trish Choate/Times Record News Washington Bureau
Originally published 05:08 p.m., January 8, 2009
Updated 05:08 p.m., January 8, 2009