Good Monday morning to you!

Who says December isn't busy???? Its looking like we could be having one of our best December's ever - and, with most of this activity looking to close in January and February, 2010 is already posting sales on the board!

This market, however, continues to be a price war. We are coaching our sellers to be as aggressive as they can in their pricing - the inventory of homes grows each day, and buyers are very price sensitive. But think of it this way - 2 years ago a buyer could purchase a $150,0000 home @ 6.5% for 30 years with a monthly principal and interest payment of $948 - today, the same buyer can purchase a home for $180,000 @ 4.75% for $938/month.

I says this to encourage both buyers and sellers...Sellers, this is a 20% increase in affordability...sell your home today, and move up - you'll be glad you did in the years to come. Buyers, with rates at a 38 year low and below 5% this an incredible time move from your apartment or rental.

Remember, our sites:

www.TexomaHomeValue.com - Thinking of Selling?

www.TexomaHomeValue.com- Looking to Buy?

www.TexasBankOwned.com - Thinking of investing?

www.TexomaForeclosure.com - Problems with your mortgage?

I want to wish you and yours a very Merry Christmas. May you rest and relax well this week.

"And the Word was made flesh, and dwelt among us..." John 1:14